Rent coverage is a safety net that helps pay your rent when unexpected expenses or emergencies happen — so you never fall behind, get charged late fees, or risk eviction.

You apply once, get approved for a coverage amount, and when you ever need help paying rent, we send the funds directly to you. You then repay it over time with flexible, affordable terms.

No, anyone can apply. But members get lower rates, faster approvals, and access to more coverage over time.

Membership with RentFund does not require a credit check. Access to rent coverage is provided through third-party lenders and may require a soft or hard credit check, depending on eligibility and lender criteria.

It depends on your membership level and repayment history, but most renters qualify for $200–$4,000 in coverage.

Most members are approved within 24 hours — and funds are often available the same or next business day.

Payday loans charge up to 500% interest and trap people in debt. RentFund offers flexible repayment terms, no hidden fees, and fair rates designed to help you move forward, not backward.

Anyone who is renting in the United States or Canada and is at least 18 years old can apply.

Neither. RentFund is a membership-based platform that helps renters access short-term rent coverage safely, without predatory lending or high interest rates.

That’s totally fine. By becoming a member now, you’re building access — your coverage limit grows over time, so it’s ready when you need it most.