We pay your rent so you can save for a home.

Apply in minutes – no fees, no credit checks, zero risk.

Apply Now

3 minutes to complete

1

Apply Online

Submit our simple online application in just a few minutes to begin your path to homeownership.

2

Choose Plan

Pick the RentFund plan that best fits your savings goals, timeline and budget.

3

Start Saving

We cover your rent—you keep your money and grow your down payment savings. It’s that simple.

Apply Now

3 minutes to complete

What's the catch? Glad you asked.

There isn’t one. RentFund covers your rent upfront so you can finally focus on saving for a home. After you buy, you simply repay what we advanced through a flexible monthly plan that fits your budget.

Our mission is simple: help you break free from the rent cycle, start building equity, and finally own the place you live.

Apply Now

3 minutes to complete

RentFund Calculator (Scoped Embed)

How soon could you buy a home?

Enter your details here to get a rough estimate when you could become a homeowner with the support of RentFund.

Estimates are for planning only and are not a commitment to lend or cover rent.

If you don’t qualify today, we’ll help you get there.

Regardless of your situation, we know most renters are in a tough spot. That’s why we created two additional features to help you qualify faster.

Let us cover your rent so you can buy a home.

Apply today and let us cover your rent so you can start saving for a home. No fees, no credit checks, zero risk.

Apply Now

3 minutes to complete

Frequently Asked Questions

How does RentFund work?

RentFund helps renters become homeowners by removing the biggest barrier: saving for a down payment.

Here’s how it works:
We pay your rent for a set period of time—typically 6 to 12 months—so you can save the money you’d normally spend on rent. That savings goes into a secure account that can only be used when you buy a home or pay back the rent we’ve covered.

For example, if your rent is $2,000/month and we pay it for 12 months, that’s $24,000 saved. That amount is held in your name, collecting interest, and can go straight toward your down payment when you’re ready to buy.

If for any reason you’re unable to purchase a home, the funds in your account simply repay what RentFund has covered—no penalties, no surprises.It’s that simple.

If you have more questions, feel free to call us at (877) 753-7872 — we’re happy to help.

Do I have to pay the money back?

Yes, but only after you’ve successfully bought your home.
RentFund covers your rent up front so you can focus on saving. The money you would have spent on rent is placed into a secure joint savings account, which can only be used toward your down payment or to repay RentFund.

Once you purchase a home, you’ll begin repaying RentFund for the rent we covered—through a flexible, repayment plan based on your budget.

If you don’t end up buying a home for any reason, the savings are simply used to pay back the rent RentFund covered on your behalf.

Does my landlord need to agree?

No, your landlord doesn’t need to be involved or give any special permission. RentFund pays your rent just like you would—on time, every month—so nothing changes for them.

As long as your lease is in good standing, we handle the payments behind the scenes while you focus on saving for a home..

Who is eligible for RentFund?

We typically work with renters who have stable income, are serious about becoming homeowners, and are currently renting in Canada or the U.S. Specific eligibility depends on your income, rent amount, and savings goals.

Apply—it’s free and takes just a few minutes.

What if I don't qualify?

If you don’t qualify right now—don’t worry. Most renters don’t start out qualified, and that’s exactly why RentFund exists.

We’ll give you a personalized plan to help you get on track, including steps to improve your credit, lower your debt, and build up your savings. We’ll even support you along the way with tools, resources, and one-on-one guidance.

Whether you’re 6 months or 2 years away from buying, we’ll help you move forward with a clear strategy—and when you're ready, we’ll be here to help you become a homeowner.

Is RentFund a loan? Will it affect my credit?

No, RentFund is not a traditional loan. There are no credit checks to apply, and we don’t report to credit bureaus unless you opt into one of our credit-building tools.