Turn your rent into a down payment

RentFund covers your rent so you can save the money you’d normally spend on rent toward your down payment.

4.2 Star Rating • 9,000+ Renters

Applications for the Homeownership Program are completed through the RentFund app for a faster, smoother experience.

Join RentFund

Complete your signup in 60 seconds

Accelerate your down payment savings

Rent is most people’s biggest monthly expense—and it’s the main reason saving for a home takes so long.

With the RentFund Homeownership Program, we cover your rent while you save the money you would’ve paid toward a down payment—helping you reach homeownership faster.

How the program works

Step 1 — Apply

Submit a short application to see if you qualify.

Join RentFund and complete a quick application to see if you’re eligible and receive a personalized homeownership plan.

Step 2 — We cover your rent

RentFund pays your rent while you save.

RentFund covers your rent so you can save the money you’d normally spend on rent toward your down payment.

Savings are held securely and can only be used toward a future home purchase.

Step 3 — Buy with confidence

Move forward with trusted experts.

When you’re ready, we connect you with trusted mortgage and real estate partners who guide you step by step through buying your home.

Step 4 — Repayment after purchase

Only after you buy your home.

Once you’ve purchased, RentFund’s support is structured as a small second mortgage and repaid gradually over time.

All repayment details are clearly outlined during your application before you move forward.

Ready to see if you qualify?

Join RentFund to unlock access to the Homeownership Program.

Join RentFund

Complete your signup in 60 seconds

A Trusted Partner Network You Can Rely On

RentFund works with a vetted network of trusted mortgage brokers, real estate agents, and homebuying professionals to support you every step of the way.

All partners are carefully selected to align with RentFund’s mission of helping renters become homeowners.

Interested in joining our partner network?

Benefits of this program

Fast approval

Get your down payment, credit, and debt in order faster—so you can qualify and get approved sooner.

Trust & credibility

Work with a vetted network of trusted professionals who make the home buying process smooth, secure, and reliable.

Save time & money

Reduce wasted time, avoid unnecessary costs, and move forward with confidence using a smarter path to buying a home.

Great service

Get hands-on support at every stage of your journey from a team focused on helping you succeed.

Personalized plan

Receive a custom homeownership plan built around your financial situation and goals—no matter where you’re starting from.

Better deals

Enter the market sooner and access better opportunities before prices rise, putting you in a stronger buying position.

Join RentFund and access everything in the app

Once you join RentFund, you get instant access to all the benefits inside the app.

Join for just $14.99/mo. Cancel anytime

Applications for the Homeownership Program are completed through the RentFund app for a faster, smoother experience.

Join RentFund

Complete your signup in 60 seconds

Renters love RentFund

Over 9,000 renters have signed up to RentFund.

"RentFund offers a great service and has excellent and responsive customer service. In over a year, I have never had a issue. If I have a question, I usually get an answer within a hour or two. Definitely worth considering!"

- Marty Ling

"Thomas was so helpful and was quick and easy to use. I definitely recommend."

- Rebecca Collings

Start your journey to homeownership today

Join RentFund and get access to our exclusive homeownership program designed to help you buy sooner.

Applications for the Homeownership Program are completed through the RentFund app.

Join RentFund

Complete your signup in 60 seconds

Frequently Asked Questions

Still have questions? Email [email protected]

Do I need to join RentFund to apply?

Yes. In order to apply to the Homeownership Program you must be part of RentFund.

How does RentFund’s Homeownership Program work?

Once you apply, RentFund reviews your situation and creates a personalized path toward homeownership. When approved, RentFund covers your rent while you save the money you would normally spend toward your future home.

Is this money paid back?

Yes — after you purchase your home. Repayment details are clearly outlined during the application process once your plan is created.

Is there a long-term contract or commitment?

No.
RentFund charges a month-to-month fee and can be canceled anytime. There are no long-term contracts required just to join. However, when approved for the homeownership program there will be agreements required in order for RentFund to provide the program to you.

Who is this program best for?

This program is designed for renters who want to become homeowners but may need time, structure, or guidance to get there — whether that’s improving credit, saving for a down payment, or understanding the buying process.

Where is my saved money held?

Your savings are held securely and are used only toward a future home purchase, in line with your personalized homeownership plan.

Do I have to use RentFund’s partners to buy a home?

When you’re ready to buy, RentFund you'll get access to our partner network and you can select the partners you wish to work with. You’re never pressured — our role is to guide and support you.